ClutchPacks vs Courtyard
The same rows, the same units, for every site: measured value first, then the terms that decide what you keep. Nothing here is blended into an overall score, and where a site does not publish a fact we write "N/A" instead of estimating it.
| Feature | Digital packs with a vault and an instant cash-out Cash checked 2026-10-04 Visit site | Cash card rip packs, vaulted and graded, ship or sell back Cash checked 2026-10-04 Visit site |
|---|---|---|
| Measured value | ||
| Gross return (measured)? Card value out per dollar in, before cash-out | 102.2%best | 91.8% |
| Typical rip (median)? | 55.3% | 81.6%best |
| Net take-home on its best pack? Typical rip of the best pack, after the site's own buyback rate | 162.0%best | N/A? |
| Pulls sampled? | 154,975 | 231,989best |
| Packs tracked | 40 | 144best |
| Getting paid | ||
| Withdraw | Yes | Yes |
| Paid out as? | cash | cash |
| Payout speed | Crypto in seconds, fiat within one working day | N/A? |
| Buyback rate? | ~90%best | N/A? |
| Withdrawal fee | Free in USDC on Polygon, fiat a little over 2% on $100 and falling with size | N/A? |
| Getting started | ||
| Payment methods | Card or existing balance, 3% service fee on card payments and top-ups | N/A? |
| Crypto wallet needed | No | N/A? |
| Minimum buy-in | $25, the cheapest pack | N/A? |
| ID check | None to buy, required for the first fiat cash-out | Required before shipping |
| Where you can buy | Worldwide, anywhere UPS or FedEx delivers | Worldwide, excl. embargoed jurisdictions |
| Getting your card | ||
| Ships the card | Yes | Yes |
| Ships to | Worldwide | Worldwide |
| Shipping cost | Live carrier rates, quoted before you confirm | You pay shipping and taxes |
| Vault cost | Free | Free |
"Best" marks the highest value in that row only, and only where the row is numerically comparable. It is not an overall verdict: a site can lead on return and trail on payout terms. Returns are gross unless the row says otherwise.
Which of these is right for you
ClutchPacks
Measured 102.2% gross with a typical rip of 55.3%. Sell-back at about 90%, settled in cash. Best suited if you want plain cash out.
Full ClutchPacks review →Courtyard
Measured 91.8% gross with a typical rip of 81.6%. No buyback rate published. Best suited if you want plain cash out.
Full Courtyard review →